Prizes to be accepted as offered and as presented, there are no substitutes.
Prizes have no cash value unless otherwise stated.
Purchasers must be at least 18 years of age. Tickets cannot be purchased in the name of a minor. Tickets must be purchased within the province of Newfoundland and Labrador.
All persons may purchase tickets. However, Staff and Board members and their immediate family (defined as spouse and children residing with them) of NLCU CFC and CHHA-NL are not eligible to claim/win any prizes.
Pursuant to the regulations governing this lottery under authority of Services NL, Consumer Affairs Division, Government of Newfoundland and Labrador, tickets must be purchased within the Province of Newfoundland and Labrador.
NLCU CFC reserves the right to publish names, addresses, and photographs of all the winners and or ticket purchasers and retain the right to use such for any and all promotional purposes for an indefinite period. NLCU CFC does adhere to the Personal Information Protection and Electronic Documents Act.
All disputes will be settled by the NLCU CFC Board. All decisions are final.
NLCU CFC’s liability is limited to the purchase price of the ticket only, if for any reason the ticket stub is not included in the draw. NLCU CFC will make every reasonable e ort to ensure that no tickets are excluded.